There are a variety of risks associated with investing in variable life and annuity subaccounts. The SAI contains more detailed information about the Funds, including information about their Trustees.įoresters Financial™ and Foresters™ are the trade names and trademarks of The Independent Order of Foresters (Foresters), a fraternal benefit society, 789 Don Mills Road, Toronto, Canada M3C 1T9 and its subsidiaries. There is no guarantee that a Fund’s investment objective will be achieved.Ī Statement of Additional Information (“SAI”) for any of the Funds may also be obtained, without charge, upon request by calling 1-80, writing to us at our address or by visiting our website listed above. Past performance is no guarantee of future results. Although the Government Cash Management Fund seeks to preserve a net asset value at $1.00 per share, it is possible to lose money by investing in it, just as it is possible to lose money by investing in any of the other Funds. The prospectus contains this and other information about the Fund, and should be read carefully before investing.Īn investment in a Fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. You should consider the investment objectives, risks, charges and expenses of a Fund carefully before investing. You may obtain a free prospectus for any of the Funds by contacting your representative, calling 1-80, writing to us at the following address: Foresters Financial Services, Inc., 40 Wall Street, New York, NY 10005, or by visiting our website at. These views may not be relied on as investment advice. Any such views are subject to change at any time based upon market or other conditions and we disclaim any responsibility to update such views. The views expressed in the portfolio manager letters reflect those views of the portfolio managers only through the end or the period covered. You may request that separate copies of these disclosure documents be mailed to you by writing to us at: Foresters Investor Services, Inc., Raritan Plaza I, Edison, NJ 08837-3620 or calling us at 1-80. In such case, you will begin to receive your own copies within 30 days after our receipt of the revocation. You are deemed to consent to this policy unless you specifically revoke this policy and request that separate copies of such documents be mailed to you. It is the policy of each Fund described in this report to mail only one copy of a Fund’s prospectus, annual report, semi-annual report and proxy statements to all shareholders who share the same mailing address and share the same last name and have invested in a Fund covered by the same document. This report is for the information of the shareholders of the Funds.
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The organisation has strong records of excellence in service delivery, including direct experience in delivering services to Aboriginal people and families impacted by substance use.Ĭyrenian House is accredited under the Alcoh ol and Other Drug Human Service Standard and the Australasian Therapeutic Communities Association Standard for Therapeutic Communities and Residential Rehabilitation Services.Īccreditation seeks to assess the quality and care of the services we deliver against these quality standards and contributes to improved safety, quality, and continuous improvement of our services. Serenity Lodge is an alcohol and drug treatment facility for men only, with ages 18 and over, who are struggling with alcoholism, drug addiction and co. Cyrenian House provides a continuum of care to people affected by AOD issues providing a range of treatment options in an endeavour to meet our individual consumer needs.Ĭyrenian House keeps pace with emerging drug and alcohol trends and consumer needs and continually reviews, develops and implements programs designed to prevent and reduce drug-related harm to individuals and the community. Their trauma informed, 12 step focused programs combine individual, group, and family counseling with evidence based complementary therapies. They provide inpatient, outpatient, and aftercare services, as well as medically supervised detox and dual diagnosis care. Cyrenian House was established in 1981 as a not-for-profit non-government organisation to deliver a professional, ethical and effective Alcohol and Other Drug (AOD) Treatment Service. Serenity House is a luxury drug and alcohol rehab for adults in Abilene, Texas. |
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